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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many areas of the country, and they help keep things green, even if they keep you […]

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Will the Cars of the Future Leave Drivers in the Past?

If you’re like most people, you start up the car every morning and get ready to fight traffic on your way to work. But wouldn’t it be nice to read a book on your commute instead? Or check your email? Even send a few texts? Today, that’s not possible for drivers. (Actually, it is possible, […]

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can handle to make your home safer – whether you’re handy or not. And you won’t have to break […]

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Avoid Deadly Distractions Behind the Wheel

Many people have a limited definition of “distracted driving”: They think it only means texting behind the wheel. There’s good reason for that, because texting requires visual, manual and cognitive attention – the same attention required for safe driving. But although texting is perhaps the most dangerous distraction, there are many others that can impact […]

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Do You Need Rental Car Insurance?

Maybe you’ve been here before. You’ve just come off the plane, picked up your baggage and gone to the rental car counter. You’re tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you’re asked, “Do you want insurance with that?” Most travelers, […]

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The Best Questions to Ask When Picking a Mechanic

“Never trust a mechanic who drives new cars. They’re either charging too much money for their work, or they can’t keep an old car running — maybe both.” —Patricia Briggs, author Okay, maybe that approach is a bit simplistic when your car breaks down and you need to choose a mechanic. But for many people, […]

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A Primer on Potholes

Spring is just around the corner, and that means something else might be lurking around the corner, too: A nasty pothole. February, March and April are the worst months for potholes, according to Popular Mechanics, because roads are going through a constant process of freezing, thawing and then freezing again. That can lead to cracking, […]

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10 Tips to Help Prevent Identity Theft

Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re shopping at a legitimate site. Your doctor’s office could experience a data breach. Or, you could come across a […]

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Collision Coverage & The Parking Lot Accident

Before you drop collision coverage on that old beater, read on. What is collision coverage? Collision coverage is coverage for your car when it is involved in an accident with another vehicle or a stationary object. It’s typically another car that you’ll hit, but trees, light poles, and guard rails are stationary objects that get […]

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Buyer Beware - Loan & Lease Gap Coverage at the Dealership

"I just bought a new car and financed it. The finance department encouraged me to get loan gap coverage for $500 - $600. I added it to my loan for only a ten dollars a month" What's the problem? Total losses on automobile insurance policies are generally settled at actual cash value. Here's the problem. […]

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Don’t Leave that 401K at Your Old Employer…You Have Choices

Traditional v Roth IRA: What’s the Difference?[Guest Blog Post] When helping clients decide which retirement account is right for them, one of the most common considerations comes down to Traditional v. Roth. In the past, the decision was specific to Individual Retirement Accounts (IRAs). Today the Traditional v Roth discussion has expanded beyond IRA’s to […]

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I’m Going to Save 600 Gallons of Water this Year for Less than $1. Here’s How I’ll Do It.

We can’t count on unlimited clean water forever. Here’s an easy way to save water at home without noticing or making a huge lifestyle change. (Hint. I still plan on showering regularly.) The test subject, our main floor half bath. This bathroom gets the most use (TMI, I know). I don’t have the desire to […]

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Novallus Insurance Brokers is now Options Insurance. New Name, Same Team.
102 N Jonathan Blvd #210
Chaska, MN 55318