We'll help you with some of the most important decisions you'll make.

Select the type of insurance to quote

Why choose an Independent Agent

Independent insurance agencies, like us, represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for you. Here are a few reasons why Options Insurance should be your first and last stop when looking for insurance.
  • We work for you when you have a claim.
  • We are appointed with multiple carriers. This means you don’t have to change agencies as your insurance and service needs change.
  • We are your consultants, working with you as you determine your needs.
  • We are value-hunters who look after your pocketbook in finding the best combination of price, coverage, and service.

Select a type of Insurance

Get an insurance quote to protect what matters most.
Visit this link to see a comprehensive list of insurance types.

Our Process


Gather Information

A good insurance plan isn’t one size fits all. We spend time asking questions to make sure we understand your needs.

Shop and Compare

We research coverage options at our carriers and select the best fit for you.

Review Quotes

We explain the proposals so you understand your coverage selections and make the transition painless.

Our Satisfaction Promise

If you’re not 100% satisfied at any time, simply request to cancel your policy and we will gladly refund your unearned premium. No hassles, no questions asked.

What our customers say

Options Insurance IconOptions Insurance

102 North Jonathan Boulevard Unit 210, Chaska

4.9 217 reviews

  • Avatar Dan Hylton ★★★★★ a month ago
    Janel did all the hard work so we didn't have to! From price comparisons to guiding us step by step through the process, our experience at Options has been an affirmation of the reason why we decided to go back to having an independent … More agent rather than continue to go it alone.
  • Avatar Abby Saunders ★★★★★ a month ago
    Jess has been great to work with over the past few years helping us get set-up with auto and home policies!
  • Avatar John Vipond ★★★★★ 2 months ago
    I've been working with Options Insurance for over 20 years and continue to been awed by their incredible service. Super friendly and always prompt and thorough. I can't imagine working with anyone else.
  • Avatar Matt French ★★★★★ 2 months ago
    Options Insurance has been taking care of all my business and personal insurance needs for the last 10 years. We've always had excellent service and expert advice. I would recommend them to anyone!
  • Avatar Rebecca Morris ★★★★★ a year ago
    Had a wonderful experience shopping for policies and communicating some concerns with our other insurance policy. Janel helped me through may rounds of questions and options without hesitation. I feel like we now have the best coverage … More possible, and someone in our corner if an issue ever comes up!
  • Avatar Andrew Owen ★★★★★ a year ago
    Worked with Dane to get some new auto insurance in place. Super nice guy. He got back to me within a few minutes with quotes. Would highly recommend
  • Avatar Peter Valois ★★★★★ 9 months ago
    We've been using Options Insurance since 2016, and we've had nothing but a top-tier experience. They have consistently found us the best rates, and update us if it looks like we could change for a lower price. Jess has been awesome, … More and is very quick to respond. Definitely would recommend Options to anyone!
  • Avatar Shonte Carter ★★★★★ a year ago
    Tom has been wonderful and diligent throughout this process of obtaining full insurance. He was very thorough in asking questions, researching and matching us with the correct level of insurance and insurance company, and ease of access … More to Tom (through appointments) and signing documents was very streamlined and organized. Thank you Tom!
  • Avatar Dan Jones ★★★★★ a year ago
    Not only did Options save me $500, Janel was extremely patient and helpful as I tried to fulfill my paperwork requirements. She helped me finally understand what I was doing!
  • Avatar Tom Seidel ★★★★★ 2 years ago
    I highly recommend Options Insurance. They are super helpful and proactive about finding savings for us and they are very responsive. Jess Todd is an awesome agent. Very pleased with Options Insurance!
  • Avatar Anup Pillai ★★★★★ 2 years ago
    We were referred to Options Insurance by our neighbors who had moved to CA from MN, and I have nothing but positive things to say about Options. They are patient, work with you to understand your needs, analyze your policy to explain to … More you if anything is missing and suggest suitable options. More importantly, they are prompt and answer all your questions. I will be referring them to my friends and family and have gained a customer for life. thank you Options.
  • Avatar Kallie Tapie ★★★★★ 3 years ago
    We worked with Nick as new clients after Allstate raised our insurance. He was quick and responsive and gave us plenty of options within a matter of a couple days. He was super helpful in finding us something that fit our budget without … More compromising on the amount of coverage we needed. We definitely plan on working with Novallus for all our future insurance needs! Highly recommend!
  • Avatar Daniel White ★★★★★ 4 years ago
    My experience with Novallus has been awesome! I worked with Nick Homuth after working directly with insurance companies myself, and it was seriously a breath of fresh air. Nick was very patient and spent a lot of time with me on the phone … More to make sure I understood everything I had questions about. His communication was on point and was extremely easy to work with. In the end I am confident I got the right home and auto insurance for me and my family at a really good price. I would not have gotten this good a policy working with agents directly myself.
  • Avatar Ahmed Roushdy ★★★★★ 4 years ago
    Working with Tom for my home owners insurance was absolutely a great experience, sent one email explaining what I needed and that was it, he took care of the rest and sent me a rate that was unmatched by 7 different company's. Can't … More thank him enough for his great customer service and unrivaled efforts. I definitely recommend him for anybody looking for insurance needs. Thanks again Tom.
  • Avatar L Grundtner ★★★★★ 6 years ago
    I have worked with Tom professionally for over a year and have been impressed with his level of service and his ability to help our customers save money with great coverage. When my husband purchased a new vehicle I asked Tom to provide … More a quote for everything (autos, home etc.). He made the entire process very easy by being highly educated on all of the services that were both beneficial and specific to our personal needs. Tom was able review my current policies, quote new ones and set everything up within a few days, not to mention he also saved us about $70 a month with better coverage. I can always count on Tom to provide a thorough, logistical response via phone or email in a very timely fashion. My only regret is not going to Tom earlier, he is truly remarkable!

We Shop and Compare Quotes. You Choose.

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