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Motorcycle Insurance

Motorcycle Insurance

Cruiser, Trike, Harley, Metric, Rocket, Sport, Touring.
Know Your Motorcycle Insurance Coverage
What can my Motorcycle Insurance cover?
  • Liability
  • Uninsured Motorist
  • Underinsured Motorist
  • Medical Payments
  • Physical Damage
  • Roadside Assistance
What is likely excluded from my Motorcycle Insurance?
  • Wear and Tear
  • Intentional Acts
  • Business & Charter use
  • Racing
Content is for educational purposes only and is not an offer of coverage. Please read and understand your specific policy coverage and exclusions.

Insurance Tips

What to consider when selecting your coverage.

  • Calculate the values of your accessories and include coverage for them.
  • The personal property you carry can be covered on the policy by endorsement.
  • Ask about OEM Parts Guarantee.
  • Disappearing Deductibles reduce your deductible for claims free policy periods.

Claims Story

Trevor was riding his bike on the highway when he was hit by a car. He woke up in the ditch and the motorist stopped and says “Are you ok?”. Trevor replied “Call 911, I need an ambulance.” The at-fault driver ran back to his vehicle and took off. Trevor eventually got to the hospital and made a full recovery. Thankfully, Trevor had uninsured / underinsured motorist coverage on his motorcycle policy, which helped pay for his medical bills from the hit and run driver.

Lesson Learned

While you may be tempted to waive or reduce coverage to keep your motorcycle insurance as cheap as possible make sure you think long term. Motorcycle accidents result in injury and injury is expensive.

Why Choose Us?

We go beyond asking you for the VIN and sending you a quote. We’re bike riders and know a day on a motorcycle can be therapeutic.

We will take the time up front to ask questions like:

  • How often do you ride?
  • Where do you ride?
  • What do you bring with you on the motorcycle?

Your motorcycle is more than a mode of transportation; It is your passion. It’s important for us to ask probing questions to lead to appropriate coverage selections. We help you buy the right coverage so you’re prepared if you ever need to file a claim.

Copyright ©2024 · Options Insurance - All Rights Reserved. In California we do business as Novallus Insurance Brokers.

Licensed in Arizona, California, Colorado, Illinois, Indiana, Iowa, Minnesota, North Dakota, South Dakota, Utah, Virginia, and Wisconsin.

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